This is a question that comes up a lot. What wines should I try to age on my own? I'll post this link below that will help answer that question. (see the heading "which wines age well")
Based on this article a year after fermentation most wines are as good as they will be. So consume between 1-5 years and you're OK.
What I have heard is that less than 10% of reds and 5% of whites are ever meant to be aged past 5 years. And according to this article, aging more than 5 yrs may actually reduce the quality of the wine. But there are a few that will improve with age and appreciate in value. See the article.